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Resources to Navigate in Uncertain Times

During times of crisis, leaders lead.

We set examples and inspire others with our actions. Our MBEP members represent leading organizations from across the region and across all sectors. They are stepping up to help local organizations and employees deal with this rapidly evolving crisis. Many of our members are going above and beyond to provide employee support programs to ensure childcare and financial needs are being met.

Local elected officials are bringing emergency ordinances forward to protect renters and small businesses from eviction. Some are also reporting out on the availability of emergency rental assistance and increased funding available to further assist those at risk of homelessness. Check your city’s website for more information.

For our part, MBEP is:

  • Fully operational — our team is working remotely and ready to serve our communities. If you have any issues, please do not hesitate to reach out to me or your primary contact.
  • Live-streamed our Regional Economic Summit.
  • Partnered with the three Community Foundations in the Monterey Bay region to launch a new campaign called #CommunityCARES. The goal is to encourage residents who may not need all of their federal stimulus checks to donate what they can to one of three local COVID-19 Relief Funds to benefit those who need it most. For more details and to donate click here.
  • Working with our education partners and members to engage with our free, online Monterey Bay Career Coach — this is one way to help graduating seniors explore education and career options, and for employers to hire summer interns for projects that can be completed remotely.
  • Moving forward with finalizing our “Housing 201” curriculum — Our housing team is working to update our Housing 101 curriculum to provide important information for the community about affordable housing. It will be optimized now for online delivery.
MBEP COVID-19 Housing Response Position Paper

MBEP’s Housing Advocacy Initiative aims to preserve and increase the quality of life and economic vibrancy of the Monterey Bay region by increasing housing supply, encouraging homeownership, supporting adequate funding, and fostering political will.

The health and economic impacts of the COVID-19 pandemic will be most severe now, but will last for an indeterminate period of time. Local leaders must work to understand these effects and respond with policy solutions that will safeguard the region’s lowest-income renters, homeowners, undocumented workers, seniors, and homeless populations. Though legislation is being generated on national, state, and local levels, additional action is needed to protect these groups and minimize the delay of policy decisions around housing solutions in our region.

Click here to read the full paper including the policy initiatives the Monterey Bay Economic Partnership recommends for endorsement.

MBEP COVID-19 Broadband Response Position Paper
Though Monterey Bay Economic Partnership has been working with the Central Coast Broadband Consortium for several years to attain broadband infrastructure, we are focused now on some immediate solutions to get communities fully connected with the level of broadband service they need. MBEP’s COVID-19 Response Broadband Position Paper outlines a clear set of recommendations that can be implemented in the Monterey Bay region to bridge the digital divide as we respond to the COVID-19 pandemic.
As you shelter at home, please keep abreast of the latest information from reliable sources: Check the CDCCA Dept of Public Health’s COVID-19 Guidance, your county and city websites.

And please remember to support your local business community when you can. Whether it’s your local yoga studio that is now offering online sessions or your local bookstore that offers downloadable versions of books, or a local restaurant that is offering new delivery options, they all need us now. Buy those presents online from a local store (even though the party was canceled), and those entertainment items for all that time at home now (games, crafts, etc.).

 

Economic Impact of COVID-19:

MBEP has compiled real-time data relevant to the economic fallout of COVID-19 for our region. These four indicators highlight a few of the most salient data points from the crisis. We continue to monitor the situation and to work towards ways to address the economic shortfall. A colorful infographic outlining this data can be found here or by clicking on the image at right.  Each quadrant within the infographic is a clickable link to a downloadable image of the specific quadrant.

 

Resources

EVICTION RESOURCES

Template for notifying your landlord

FAQ: Eviction – Monterey County Superior Court

LEGAL RESOURCES

Know Your Rights – California Housing

ECHO Fair Housing Legal Support for Tenants:
Call for legal questions: 855-275-3246

California Rural Legal Assistance – Salinas: call (805) 922-4564

RESOURCES FOR UNDOCUMENTED RESIDENTS

Our region has the highest percentage of undocumented essential workers in the state. Please share these resources to help reach workers who may be eligible for assistance.

DISASTER RELIEF ASSISTANCE FOR IMMIGRANTS (DRAI)

PROJECT INFORMATION: English Document, Spanish Document

For additional information, visit the Community Action Board of Santa Cruz County.

Additional Resources:

National UndocuFund

Monterey Bay UndocuFund

Fund for Immigrant Families

Small Business FAQs

CARES Act

The CARES Act established several new funding opportunities for small businesses through the SBA:

Paycheck Protection Program

  • Eligible recipients may qualify for a loan up to $10 million determined by 8 weeks of prior average payroll plus an additional 25% of that amount.
  • Loan payments will be deferred for six months.
  • If you maintain your workforce, SBA will forgive the portion of the loan proceeds that are used to cover the first 8 weeks of payroll and certain other expenses following loan origination.

Economic Injury Disaster Loans (EIDL) and Loan Advance:

  • Economic Injury Disaster Loans provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.
  • The Loan Advance will provide up to $10,000 in economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application. This loan advance will not have to be repaid.
  • If you have already applied for a Disaster Loan you can go back into your application to request an Advance Loan as well.

SBA Debt Relief 

  • Under this program the SBA will pay the principal and interest of new 7(a) loans issued prior to September 27, 2020.
  • The SBA will also pay the principal and interest of current 7(a) loans for a period of six months.

SBA Express Bridge Loans

  • Allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans will be repaid in full or in part by proceeds from the EIDL loan.

Federal Disaster Assistance Loans

The U.S. Small Business Administration is providing disaster assistance loans to companies affected by the COVID-19 epidemic. The agency’s Economic Injury Disaster Loan program will provide low-interest working capital loans of up to $2 million.

California Work Sharing Program

Offered to companies as an alternative to layoffs. They allow employees to receive unemployment benefits while still keeping their current jobs. A number of requirements must be met in order for companies to be eligible for the program, including hours and wages being reduced by between 10 and 60 percent.

FDC Direct Loans

California’s Small Business Finance Center has partnered with local financial development corporations to provide direct loans struggling with cash flow during the pandemic. Businesses and some nonprofits with 750 or fewer employees are eligible for the loans.

Facebook Small Business Grants

The social media giant has launched a $100 million grant program to help small businesses in the form of cash grants or ad credits. Applications for the support are expected to be opened up in the coming weeks.

 

RESOURCES FOR UNDOCUMENTED RESIDENTS

National UndocuFund

Monterey Bay UndocuFund

Fund for Immigrant Families

Pro Bono Services

San Jose-based regional economic think-tank Joint Venture said that this week that it’s pivoting its mission to help the local community respond to the coronavirus crisis. Among the services its offering is help from Silicon Valley Talent Partnership’s pro bono teams who can provide communications, strategic planning, data analysis, and cybersecurity consulting to organizations forming their COVID-19 response.

OnwardCA

Losing your job amidst a pandemic is traumatic. OnwardCA is a resource that has been rapidly deployed by a broad coalition of companies, foundations, and humans who want to help. Help you get money or groceries or child care; help you upskill, reskill, or refresh; and help you land a great new job.

State Disability Insurance

Offered to those unable to work due to medical quarantine or illness related to COVID-19. The benefit depends on income ranging from $50 to $1,300 a week for up to six weeks.

State Unemployment Insurance

Offered to those who have lost their job or had hours reduced due to coronavirus. The benefit ranges from $40 to $450 a week for up to 26 weeks. The governor has waived the one-week unpaid waiting period, so workers can collect benefits the first week they are out of work.

Paid Family Leave

This is offered to those unable to work because they are caring for an ill or quarantined family member. The benefit ranges from $50 to $1,300 a week for up to six weeks.

Kaiser Permanente COVID-19 Return to Work Playbook

As COVID-19 restrictions begin to lift, this playbook is meant to offer useful tools for you and your leadership teams to make your workplace as safe as possible and support your employees in the best way possible. Access it here.

Montage Health Offers Preparedness Assessments for Monterey County Businesses

In response to the many challenges Covid-19 has presented for the Central Coast’s business community, MBEP member Montage Health has been reaching out to employers in Monterey County to help them assess their Covid-19 preparation plans, policies, and workflow to ensure maximum safety for their employees and customers. Montage Health has been offering a free consultation from Dr. Geraldine Taplin, an infectious disease specialist who has practiced at Community Hospital of the Monterey Peninsula since 1980. Dr. Taplin has focused her efforts on COVID-19 preparation, assisting Community Hospital with its own readiness, as well as advising more than 25 local employers encompassing many industries. Monterey County employers interested in taking advantage of Montage Health’s specialized free resource can email Gene Fischer, Community Hospital’s Corporate Accounts Manager, or call (831) 658-3983. 

 

ADDITIONAL RESOURCES
United Way Monterey County COVID19 resources

California Coronavirus (COVID-19) Response

Find tips, latest numbers, and services/information specific to California at the site above.

Covid-19 Status Report for Santa Cruz County

Personal Protective Equipment for Central Coast (PPE4CC) 

PPE4CC is a movement by people in healthcare and in our communities on the front lines of the COVID-19 pandemic. Started by Idea Fab Labs Santa Cruz and Catherine S. Forest, MD,MPH, and David Culler, PhD. with the encouragement of Encompass Community Services and Santa Cruz & Monterey County Medical Societies, they began to address the emerging shortage of PPE in the non-profit working world of Encompass Community Services workers when the avalanche of requests for help from other workers (residential care, janitors, bus drivers, grocery checkers, medical assistants) and the news from essential shortages from other states led us to try to get ahead of the curve.

Internet Access Resources

The COVID-19 pandemic has affected communities across the country, and our Central Coast region is no exception. This Internet Resource Guide is intended to assist our residents who may not have access to the necessary resources during this time of crisis, including broadband and technology tools required for remote learning and working.

Managing Cabin Fever with Your Children

Ohana program shares videos on family health at home in pandemic

Those of us working from home because of the pandemic face plenty of challenges. Add young children at home, virtual schooling, and the allure of screen time into the equation, and those challenges grow more complicated. Dr. Susan Swick, Physician in Chief for Ohana, Montage Health’s new child/adolescent behavioral health program, shares guidance for parents during the pandemic in a series of short videos on managing cabin fever with children, managing kids’ tech time during a pandemic, helping children manage strong emotions, and how to talk to your kids about coronavirus. View them here.

Tracking the Virus

A teenager’s website tracking coronavirus has become one of the most vital resources for people seeking accurate and updated numbers on the pandemic. Click here or on the images below or to the right to see live, up to the minute stats from around the world. Democracy Now spoke with 17-year-old Avi Schiffmann, a high school junior from Mercer Island outside Seattle, who started the site in late December, when coronavirus had not yet been detected outside of China. Now the site has been visited by tens of millions, from every country on Earth. It tracks deaths, numbers of cases locally and globally, and provides an interactive map, information on the disease, and a Twitter feed. The resource updates every minute or so, and pulls information from the World Health Organization, the Centers for Disease Control and elsewhere. Visit DemocracyNow.org to view the full interview and see the transcripts.